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explore other options does costco do layaway 24 04 2023 2

Explore Other Options: Does Costco Do Layaway?

Are you wondering if Costco offers a layaway program? In this article, we will answer that question in detail and explore other options.

Does Costco Do Layaway?

The short answer is no, Costco does not offer any kind of layaway program. Currently, you cannot make purchases at Costco using a layaway plan. However, you can still use eLayaway to make your purchases at Costco.

We have researched this on Jan 17, 2023 and can confirm that Costco does not offer layaway. When you buy something at Costco, you would have to pay the full price of the product all at once.

Other Ways to Make Purchases at Costco

Unfortunately, Costco does not have layaway, payment plans, or rainchecks. However, there are still some ways to make purchases at Costco:

  • You can apply for a membership at any Costco warehouse and then place an order on the company’s website
  • Costco offers monthly discount coupons and daily bulk deals that you can take advantage of
  • You can use eLayaway to make purchases at Costco

It should not be surprising to know that people keep becoming members of Costco and taking advantage of the great deals, even without a layaway option.


To summarize, Costco does not offer layaway, payment plans, or rain checks as of 2022. You would have to pay the full price of the product all at once when making a purchase. However, there are still some ways to make purchases at Costco, such as applying for a membership, taking advantage of monthly discount coupons and daily bulk deals, and using eLayaway.

To find the best deals for your travels, make sure to check out the Find Traveling Deals website.

Does Costco offer installment payments?

Absolutely! Zip, formerly known as Quadpay, gives you the option to purchase products from your favorite stores and defer payment.

Does Costco offer any kind of payment plan for furniture?

You cannot use traditional financing, like what you’d find at other furniture stores, to purchase furniture with your Costco Anywhere Visa or any other Visa credit card. However, you can pay for the item in full at the end of the month.

Does Costco offer financial services?

The Annual Percentage Rate (APR) for the Costco Anywhere Visa® Card by Citi is 19.99% (Variable). If you make a late payment, you will be charged a fee of $41. For cash advances, you will pay 5% of each transaction or a minimum of $10, whichever is higher. There is no annual fee associated with the card as long as you have a Costco membership.

Do Walmart stores still offer layaway?

Walmart does not offer a layaway program anymore, but they do have other ways you can purchase items now and pay for them later, such as PayPal and Klarna.

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