Travel insurance can be confusing, especially when you’re booking award flights with points or miles. So, does travel insurance cover flights booked with points? The short answer is yes, but with some caveats.
Does travel insurance cover flights booked with points?
You can and should still purchase travel insurance if you book your flight tickets or other rewards through frequent flyer miles or rewards points. However, it is important to note that frequent flyer miles or reward points are not insurable under travel insurance. This means that travelers who use miles or points for their flights should look for other coverage options, such as:
- Travel credit cards that offer insurance for travel that is charged to your card.
- Specialized travel insurance policies that cover award flight redeposit fees.
Even if you’re using airline miles for your trip, you’ll still want to consider purchasing travel insurance. That’s because typical travel insurance policies can provide coverage for other aspects of your trip, such as trip cancellation, medical expenses, and lost or delayed luggage.
If you’re looking to find out if your frequent flyer miles are covered with travel insurance, you have a few options. You can shop around for a specialized travel insurance policy that covers award flight redeposit fees. You can also look for a travel credit card that provides coverage for travel that is charged to your card.
What can travel insurance do if you bought your plane tickets with miles and booked your hotel on points? Unfortunately, not a lot. Insurers will not fight to get you a refund for miles or points that you used for your trip.
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In conclusion, travel insurance can provide coverage for award flights when booked with points or miles. However, travel insurance will not provide coverage for any miles or points that you use for your trip. If you’re looking for a great way to save on travel, be sure to check out FindTravelingDeals.com.
What is excluded from travel insurance?
Allianz Global Assistance, a travel insurance provider, has stated that typically, trip cancellations or interruptions due to events that are foreseen, known about, or anticipated, as well as epidemics and fear of travelling, are not usually included in the coverage.
What does travel insurance include?
Travel insurance usually offers a range of safeguards for travelers, such as financial compensation for accidental death or dismemberment, reimbursement for lost or delayed luggage, emergency medical coverage and evacuation, reimbursement for canceled, delayed, or interrupted trips, and more.
Does travel insurance provide coverage for all airplane trips?
The answer to whether or not travel insurance covers missed flights is not a straightforward yes or no. Generally speaking, if you miss your flight due to an insured reason, you would be covered. However, if the reason for missing your flight is down to the airline, for example a delayed connecting flight, then you are unlikely to be covered.
Does trip cancellation insurance provide coverage for airline tickets?
Trip Cancellation Insurance will provide you with a reimbursement for your pre-paid, non-refundable travel costs (flights, cruises, trains, hotels, etc.) that are covered in the policy if you have to cancel your trip unexpectedly due to a reason that is covered.